You and your family are not alone.

There are a number of programs available for homeowners who are at risk of foreclosure and struggling with their monthly mortgage payment.

Majority of these programs are administered through the US Treasure Department and HUD

There is no cost to receive foreclosure assistance

Send us a message to better understand your options

Foreclosure Assistance

What to expect

Foreclosure Prevention Programs

Everyday thousands of people like you face trouble in making their next mortgage payment. We can help you understand your options.

Request for Mortgage Assistance 

If you want to keep your home we will consult with your lender and explore available home retention options.

Market Trends and Activities

Get the guidance you need to navigate the complicated transactions between lenders, loan servicing companies, and investors.

Long Term Planning and Advocacy

The right plan can empower your legacy for generations.  Century 21 Pogo Realtors has been locally owned & operated for 35+ years.

What not to do

If you can't afford your mortgage, don't be talked into refinancing into a new loan with a higher payment.

Never sign any papers you don't fully understand and do not disclose any personal information. 

Request a "Save Your Home" Guide

Also available in Spanish, Chinese, and Vietnamese.


Send a message to better understand your foreclosure prevention options.

There are no fees associated with foreclosure prevention assistance.

What our clients are saying...

Professional Real Estate Agents and totally recommended! They were always accessible when I was going through the process of selling my home after many years of facing financial hardship. My Union, NJ property was in bad condition and I just couldn't maintain after my divorce and medical treatments. Thank you very much going above and beyond to help me and for all your patience over the past 2 years and for working so hard and diligently in the short sale approval for this home.


Union, NJ
Property references provided upon request

*We maintain all our clients' information private.

I was in a very delicate situation taking care of my mother who was in disability for many years after losing her health. I am less than 30 years old and my siblings were also living with us without contributing much to our household. Our house was not in living condition and I was the only one working when we started to fall back on our mortgage payments. We were able to receive moving expenses and find a more suitable place to live thanks to Humanities in Real Estate.


Union, NJ
Property references provided upon request

*We maintain all our clients' information private.

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