The Weichert, We Do It All, Guaranteed! program Terms and Conditions

The Weichert, We Do It All, Guaranteed! program offers the Weichert® Performance Guarantee to buyers who (1) purchase a home from Weichert, Realtors^®, (2) use Mortgage Access Corp. d/b/a Weichert Financial Services ("Weichert Financial Services") for their related mortgage financing, (3) utilize one of Weichert's partners for title settlement services, and (4) obtain a homeowners insurance quote from Weichert Insurance Agency, Inc. The We Do It All, Guaranteed! program is designed to demonstrate our unique value proposition ‐ an integrated mobility, real estate, mortgage, insurance, title settlement, home protection and moving services customer experience.

There is no obligation to participate in the Program or use any settlement services in the future. For buyers to be eligible to receive the Weichert Performance Guarantee described below, they must satisfy all applicable conditions. Our All Under One Roof^sm Customer Experience team of advisors are available for those buyers that elect to enroll for one or more of the benefits. Buyers are not required to participate or enroll in the We Do It All, Guaranteed! program or use any Weichert Partner (described below) for settlement services to obtain brokerage services from Weichert, Realtors^®.

Beginning May 1, 2022, the following benefits are no longer offered under We Do It All, Guaranteed! program: (1) Closing Cost Credit; (2) $50 gift card; and (3) the Weichert Protection Plan.

The Weichert Performance Guarantee is void where prohibited and is non-transferable. The Weichert Performance Guarantee may not be available in all areas. The Weichert Performance Guarantee is available to only ONE buyer per subject property transaction. Not everyone will qualify, and none of the participating Weichert affiliated companies will be liable for disputes over payment or division of payment among multiple parties. Where there are multiple buyers or non-purchasing spouses in a transaction, such parties are responsible for handling funds or as the law requires. The participating Weichert companies offering the We Do It All, Guaranteed! benefits reserve the right to cancel or modify the We Do It All, Guaranteed! program at any time without prior notice.

Description of Weichert Performance Guarantee Eligibility and Benefits

Eligibility

Subject to the limitations and conditions set forth below, the Weichert Performance Guarantee is available to buyers who: (1) use Weichert, Realtors® for the purchase of 1-to-4 family owner occupied primary residence or second/vacation home located in DE, MD, NJ, PA, VA, the District of Columbia, or NY (excluding the counties of Bronx, Kings, New York, Queens and Richmond)*; (2) obtain first lien purchase-money mortgage financing from Weichert Financial Services; (3) close their real estate purchase transaction using a Weichert Partner for title settlement services (where available); and (4) obtain a homeowners insurance quote from Weichert Insurance Agency, Inc. The participating Weichert companies reserve the right to discontinue, cancel or modify the We Do It All, Guaranteed! program at any time without prior notice. Prior to contract execution borrowers must pre-register and use all services to be eligible to receive the Weichert Performance Guarantee.

You are not eligible to receive the Weichert Performance Guarantee if you receive discretionary price changes (pricing concession), which includes meeting a competitive rate offer, renegotiations after rate lock, modifications to loan parameters after rate lock, and receiving closing cost assistance. You will remain eligible for the Weichert Performance Guarantee (described below) if you meet the other program requirements.

The Weichert^® Performance Guarantee

Qualified borrowers of first lien purchase-money mortgages may be eligible to receive the $10,000 Weichert Performance Guarantee from Weichert Financial Services. Specific terms and conditions apply, and not all borrowers will qualify. To determine whether you qualify for the Weichert Performance Guarantee, please contact one of our Mortgage Advisors for more information. Available at participating Weichert^® franchises. Weichert Financial Services may, at any time and without notice, change the terms or discontinue the Weichert Performance Guarantee, except for eligible purchase transactions submitted before Weichert Financial Services’ withdrawal, termination, or amendment.

The Weichert Performance Guarantee guarantees that Weichert Financial Services or any Weichert Partner will not delay the closing date agreed upon by the buyer and the seller in the original purchase agreement (“Guaranteed Closing Date”). The fully executed purchase agreement must identify a specific closing date not to occur sooner than thirty (30) calendar days after the date that Weichert Financial Services receives the fully executed first lien purchase money mortgage application*. If the Guaranteed Closing Date is delayed solely due to the non-performance of Weichert Financial Services or a Weichert Partner, you will be eligible to receive the Weichert Performance Guarantee in effect when the buyer submitted their first lien mortgage application. The Weichert Performance Guarantee may not be available in all areas. Available at participating Weichert® franchises. For qualified borrowers participating in a relocation program managed by Weichert Workforce Mobility Inc. (“Mobility Borrowers”), all equity funds must be verified five (5) days prior to closing by Weichert Financial Services.

Buyers ARE eligible to receive the Weichert Performance Guarantee if:

1. Buyer uses Weichert, Realtors^® for the purchase of 1-to-4 family owner occupied primary residence or second/vacation home and close their real estate purchase transaction using a Weichert Partner for title settlement services (where available);
2. Buyer obtains a conventional FNMA, FHLMC, or FHA purchase-money mortgage from Weichert Financial Services for the purchase of a 1-to-4 family owner-occupied primary residence or second/vacation home in DE, MD, NJ, PA, VA, the District of Columbia or NY (excluding the counties of Bronx, Kings, New York, Queens and Richmond);
3. Buyer uses a Weichert Partner for title settlement services (where available);
4. Buyer obtains a homeowners insurance quote from Weichert Insurance Agency, Inc.;
5. The closing date set forth in the executed purchase agreement is at least 30 calendar days from the binding date of the purchase agreement;
6. Buyer submits to Weichert Financial Services a completed and signed first lien purchase-money mortgage application;
7. Buyer submits all loan documents required by the first lien purchase-money mortgage application, including all pages and addendums to the final fully executed purchase agreement specifying a closing date;
8. Buyer submits a signed interest rate lock-in agreement no later than ten (10) business days before the Guaranteed Closing Date;
9. The Intent to Proceed Disclosure must be returned to Weichert Financial Services no later than 48 hours after receipt. Failure to do so may disqualify the buyer from the program;
10. Buyer satisfies all conditions and contingencies specified in the fully executed purchase agreement required by Weichert Financial Services; and
11. As determined by Weichert Financial Services the buyer satisfied all loan conditions outlined in the Mortgage Commitment Agreement, and provided evidence of satisfactory title, an acceptable appraisal, and before Guaranteed Closing Date the buyer(s) completed the sale of their primary residence or second/vacation home (if applicable). Information provided by the buyer is subject to review and all other loan conditions must be met. Additional documentation may be required.

Buyers are NOT eligible to receive the Weichert Performance Guarantee if:

1. Buyer(s) applies for a V.A., Jumbo or specialty mortgage products and/or change the type of mortgage they originally applied for to a state government loan program;
2. Buyer's application for a first lien purchase money mortgage was submitted on or before June 21, 2021;
3. Buyer’s application for a first lien purchase money mortgage is denied for the following adverse actions: denied; withdrawn; closed for incompleteness; approved not accepted; suspended; or is delayed in final approval due to third party conditions or regulatory requirements;
4. The Guaranteed Closing Date is changed or delayed by the buyer, the seller or any other party without the consent of Weichert Financial Services and the participating Weichert Partner(s). However, if the buyer gives Weichert Financial Services AND the Weichert Partner written notice at least seven (7) business days before the closing date listed on the original purchase agreement, the buyer may extend the closing date for up to an additional seven (7) business days; or
5. The Guaranteed Closing Date is delayed due to a force majeure event, including weather or natural disaster, or as a result of unforeseen circumstances related to the COVID-19 virus, or other reasons outside of the control of Weichert Financial Services or the Weichert Partner.
6. For Mobility Borrowers only: (i) all equity funds are not verified five (5) days prior to the Guaranteed Closing Date, or (ii) the Guaranteed Closing Date is delayed by the Mobility Borrower, the seller or any other party providing services required by Weichert Financial Services or Weichert Workforce Mobility Inc., including but not limited to appraisal management companies.

All loans are subject to credit approval. The We Do It All, Guaranteed! program, including the Weichert Performance Guarantee, is not a loan approval or a commitment to lend or extend credit. All the above terms and conditions are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal, and title report. Mortgage Access Corp. d/b/a Weichert Financial Services, Executive Offices: 1625 Route 10 East, Suite 1, Morris Plains, NJ 07950. 1-800-829-CASH. Company NMLS #2731 (www.nmlsconsumeraccess.org). Licensed Mortgage Lender – DC, DE MD, NJ (Licensed by the N.J. Department of Banking and Insurance), NY (Licensed Mortgage Banker – New York Department of Financial Services), PA, VA. Weichert Financial Services arranges loans with third-party providers. Equal Housing Lender. Available at participating Weichert® franchises.

In New Jersey and Pennsylvania Weichert Partners are any of the following title/closing providers; Settlement Express of PA, LLC, Southeastern Abstract Company, Inc. d/b/a Weichert Closing Services; Title Closing Services, LLC d/b/a Weichert Title Agency d/b/a Democracy Title Agency. Settlement services in DC, MD and VA are offered by Classic Settlements, Inc. and MBH Settlement Group LC.

We Do It All, Guaranteed! EXCLUSIONS AND LIMITATIONS

Participating Weichert companies reserve the right to discontinue, cancel or modify the We Do It All, Guaranteed! program, including the Weichert Performance Guarantee, at any time without prior notice. Employees, agents, and family members of the participating Weichert companies and their affiliated companies, including Weichert, Realtors^®, Weichert Financial Services and participating Weichert^® franchises, are not eligible to participate in the We Do It All, Guaranteed! Program, including the Weichert Performance Guarantee. Payments made under We Do It All, Guaranteed! program, including Weichert Performance Guarantee payments, may be reportable to IRS.

GOVERNING LAW; LIMITATION OF DAMAGES AND ARBITRATION: You agree that:

1. The We Do It All, Guaranteed! program, including Weichert Performance Guarantee, will be governed by the laws of the State of New Jersey, without regard to its choice of law or conflict of laws principles;
2. IN NO EVENT SHALL ANY PARTICIPATING WEICHERT COMPANY, WEICHERT PARTNER OR THEIR VENDORS BE LIABLE FOR ANY SPECIAL, INCIDENTAL, INDIRECT, PUNITIVE OR CONSEQUENTIAL DAMAGES OR FOR ANY DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF DATA, LOSS OF REVENUE OR PROFITS, OR ARISING OUT OF OR IN CONNECTION WITH THE USE OR INABILITY TO USE SERVICES OR PRODUCTS PROVIDED HEREUNDER WHETHER DUE TO A BREACH OF CONTRACT, BREACH OF WARRANTY, THE NEGLIGENCE OF ANY PARTICIPATING WEICHERT COMPANY, WEICHERT PARTNER OR THEIR VENDORS OR OTHERWISE;
3. In any and all disputes arising out or connected in any way with the We Do It All, Guaranteed! program, including the Weichert Performance Guarantee, you will NOT be entitled to receive more than $10,000;
4. As a condition of participating in the We Do It All, Guaranteed! program, including the Weichert Performance Guarantee, you unconditionally waive any right to join or participate in a class or collective action in court or in a class-wide arbitration or consolidate disputes by or against others in any arbitration, or to include in any arbitration any dispute as a representative or member of a class, or to act in any arbitration in the interest of the general public or in any private attorney general capacity; and
5. Any and all disputes arising out or connected in any way with the We Do It All, Guaranteed! program, including the Weichert Performance Guarantee, will be resolved individually and exclusively by final and binding arbitration administered by the American Arbitration Association (AAA) conducted before a sole arbitrator and held in New Jersey. Arbitrator’s decision shall be controlled by this description of the We Do It All, Guaranteed! program, including the Weichert Performance Guarantee, and shall apply only to the individual initiating the dispute. You agree that the arbitrator will not have the power to award special, consequential, incidental, punitive, or other similar damages and/or the power or authority to conduct a class-wide arbitration, private attorney general arbitration, or multiple-party arbitration.

The Weichert Performance Guarantee Claims

All claims for payment of the Weichert Performance Guarantee must be made in writing to Weichert Financial Services within thirty (30) business days following the closing date to: Mortgage Access Corp. d/b/a Weichert Financial Services, 1625 Route 10 East, Suite 1, Morris Plains, NJ 07950 Attn: Guarantee Claims Department, or you may email the claim to goldclaims@weichertfinancial.com. Claims submitted and postmarked after thirty (30) business days after the closing will not be honored.

Questions About the We Do It All, Guaranteed! Program

If you have questions about the We Do It All, Guaranteed! program, you may email customercare@weichertrealtors.net or call 877-564-7999.

Affiliated Business Arrangement

This is to give you notice that Mortgage Access Corp. d/b/a Weichert Financial Services has a business relationship with the following companies (hereinafter collectively referred to as the “Weichert Family of Companies”): Weichert, Realtors^®, which is comprised of six (6) real estate brokerage companies (Weichert Co.; Weichert Co. of Maryland, Inc.; Weichert Co. of Pennsylvania; Weichert Co. of Virginia; Weichert Inc.; and Weichert South Jersey, Inc.); JMWEICHERTGROUP CO. d/b/a Weichert Properties; Weichert Insurance Agency, Inc.; Settlement Express of PA, LLC; Southeastern Abstract Company, Inc. d/b/a Weichert Closing Services; Weichert National Title Services, LLC; Title Closing Services, LLC d/b/a Weichert Title Agency d/b/a Democracy Title Agency; Heritage Abstract Company, Weichert Title Agency, LLC; Virtual Endeavors, LLC and Weichert Title Agency of Maryland, LLC. Because of these relationships, any referral may provide Mortgage Access Corp. d/b/a Weichert Financial Services, its owners and employees and any of the Weichert Family of Companies, with a financial or other benefit. Weichert, Realtors^® is not a mortgage lender. Contact Weichert Financial Services for mortgage products and eligibility.

All loans are subject to credit approval. This advertisement is not a commitment to lend or extend credit. All the above terms and conditions are subject to the borrower(s) satisfying all underwriting guidelines and loan approval conditions and providing an acceptable property, appraisal, and title report. Mortgage Access Corp. d/b/a Weichert Financial Services, 1625 Route 10 East, Suite 1, Morris Plains, NJ 07950. 1-800-829-CASH. Company NMLS #2731 (www.nmlsconsumeraccess.org). Licensed Mortgage Lender – DC, DE MD, NJ (Licensed by the N.J. Department of Banking and Insurance), NY (Licensed Mortgage Banker – New York Department of Financial Services), PA, VA. Weichert Financial Services arranges loans with third-party providers. Equal Housing Lender. Available at participating Weichert^® franchises.

Information Sharing and Privacy

Information about you and your interest in and eligibility for services and benefits offered under the We Do It All Guaranteed! Program may be collected and used in various ways by Weichert, its affiliated companies and Weichert Partners. For more information on the Weichert’s Privacy Statement and any opt-out rights you may have, please see https://www.weichert.com/aboutus/Privacy.html..

Each Weichert^® franchised office is independently owned and operated. Weichert^® is a federally registered trademark owned by Weichert Co. All other trademarks are the property of their respective owners. REALTOR^® is a federally registered collective membership mark which identifies a real estate professional who is a Member of the NATIONAL ASSOCIATION OF REALTORS^® and subscribes to its strict Code of Ethics.

*April 3, 2023, terms were modified.